SmartPay
One app, everything money.
We’re revolutionizing the way our 2M+ Pacific Islanders spend, save and invest every day with SmartPay. Open a free account in less than 2 minutes right from your phone, and make your money go further.
Sign up
SmartPay
Pay and get paid instantly for free.
Send and receive payments in seconds, hassle-free. Waiting 1-3 business days is a thing of the past. Pay, split bills, even receive your payroll, all instantly and for free with SmartPay
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No sign-up, monthly or payment fees...ever!
SmartAnalytics
Manage your money with ease.
Get instant payment notifications, see how much you spend each month on things like groceries and restaurants with analytics, know how much you have before you shop, and never have the hassle of handling cash and coins ever again.
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24/7 Set-up goals to help you acheive targets
SmartRewards
Get rewarded when you spend.
Now you can automatically earn rewards on groceries, gas, shopping, restaurants and more when you spend with your SmartPay Wallet.
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Use points to enter amazing giveaways
Keeping you safe
Safe and secure.
We hold all user funds in accounts with a large local bank for bank level protection, topped with our extra level of security using Smartie’s cutting-edge technology and encrypted software. Using SmartPay is safer than swiping your card or paying with cash.
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Two-factor authentication required
Offline capabilities
App still
works offline.
No data, no problem! That’s right, SmartPay lets you pay Merchants offline. The Merchant simply scans your QR code on your app and you confirm the payment by entering your PIN. All done. All offline.
This is just the beginning
More great features...
SmartChat
Within the Smartie app, you can engage in seamless and interactive conversations with other users, fostering connections and exchanging ideas effortlessly.
SmartRequest
You can easily request funds from another user by simply initiating a payment request, specifying the amount, and sending a friendly reminder.
SmartBills
Streamline your finances by conveniently paying your bills in just a few taps. Simply add your billers, enter the payment details, and schedule or make one-time payments.
Download the app now
Available to download in the Apple Store and Google Play Store
